Rates and Insurance
Online Therapy in Chicago and across Illinois
Invest in Your Mental Health
Therapy is one of the most meaningful investments you can make—in your well-being, your relationships, and your future. We also know finances can be a concern, so we aim to make the process simple, clear, and transparent.
Insurance We Accept
We are currently in-network with:
✔ Blue Cross Blue Shield PPO
✔ Blue Choice PPO
✔ Aetna
If you have one of these plans, your sessions may be covered in full or in part. Coverage often depends on your individual plan, copay, and deductible. We recommend calling your insurance provider to understand your specific benefits.
Need help checking your benefits? Just reach out—we’re happy to walk you through it.
Please note: We do not accept Medicaid plans at this time. We do accept credit/debit cards, HSA, and FSA for all sessions.
Questions to Ask Your Insurance Provider
Here are a few helpful questions to ask when checking your coverage:
Do I have mental health coverage for outpatient therapy?
What is my copay or coinsurance per session?
Have I met my deductible yet?
How many sessions are covered per year?
Do I need pre-authorization or a referral?
Out-of-Network and Private Pay Options
If we’re not in-network with your plan, you can still work with us. Many clients use out-of-network benefits to get reimbursed for therapy. We’ll provide a superbill to help with that process.
💬 Not sure how reimbursement works? We’ll explain it step-by-step. Just reach out.
We’re committed to increasing access to care and can talk with you about flexible options.
Session Fees
Individual Therapy:
Intake Appointment: $200–275
55-Minute Session: $150–250
Couples & Family Therapy:
Intake Appointment: $225–300
55-Minute Session: $200–275
Sliding scale spots may be available based on financial need and clinician availability.
Please email us at info@mhcounselinggroup.com to ask about current rates for specific clinicians.
Have Questions About Costs or Coverage?
We know this part can feel overwhelming—but you don’t have to figure it out alone. We're happy to talk through payment options, check your benefits, or guide you through out-of-network steps.
Finances shouldn’t be a barrier to getting the support you deserve.
Whether you're using insurance or paying privately, we're here to make therapy more accessible and approachable for you.
Cancellation Policy
When we schedule a session, that time is set aside just for you. We ask that you cancel at least 24 business hours in advance if you can’t make your appointment. Late cancellations or no-shows will be charged the full session fee.
